Ans. Getting a loan on apartments or flats in Gurugram can be a daunting task, but there are several steps you can take to increase your chances of approval.

1. Research the market: Before applying for a loan, research the real estate market in Gurugram. Look at the average price range for apartments and flats in different areas and get an idea of what you can afford.

2. Check your credit score: A good credit score is crucial when it comes to getting approved for a loan. Make sure your credit report is accurate and up-to-date before applying.

3. Choose the right lender: Look for banks or financial institutions that specialize in housing loans. You may also want to consider online lenders as they often offer competitive rates.

4. Prepare necessary documents: Gather all necessary documents such as income proofs, tax returns, ID proof etc. to support your application.

5. Meet eligibility criteria: Ensure that you meet all eligibility criteria set by lender like age limit ,salary slab etc.

6. Apply for Loan Once ready with above mentioned prerequisites apply through bank's website or visit nearest branch.

7. Negotiate interest rate : Try negotiating interest rate after comparing various rates offered by different lenders.

By following these steps, you should be able to secure a loan on Apartments/flats in Gurugram with relative ease!

Ans. You can purchase a resale apartment or flat in Realone Assets with just 40% of the total cost and pay the remaining 60% over a period of time. Additionally, there are several online marketplaces where you can find resale apartments and flats such as MagicBricks, CommonFloor, and Housing.com. These websites allow you to search for properties based on your preferences like location, price range, number ofbedrooms,s etc. You can also directly contact real estate agents who specialize in selling resale properties in your desired area. It is always advisable to do thorough research before making any investment in property to ensure that you get the best deal possible.